
It is recommended that you check with the financial aid office to see what the school's policy is. Once you sign and submit the Master how do i get my free credit report Mississippi Promissory Note, you can check the status of how do i get my free credit report Mississippi your PLUS loan at the StudentLoans.gov website. To log in, make sure you have your FAFSA PIN ready. To request a duplicate PIN, fill out this online form. The interest rate for PLUS loans is set each year by the government, and calculated using the 91-day T-bill rate for the last how do i get my free credit report Mississippi auction in May of each calendar year, plus 3.1%. Currently, the PLUS loan interest rate how do i get my free credit report Mississippi for the 2010-2011 academic year (beginning July 1, 2010 and ending June 30, 2011) is fixed at 7.9%. free credit checks If you are a parent or legal guardian with PLUS loans and want to lock in the lowest rate possible, you must consolidate your PLUS loans after the final disbursement for that academic year.
These fees are deducted from the principal at each disbursement. Eligibility for the PLUS Loan depends on a modest credit check that determines whether the parent has an adverse credit history. An adverse credit history is defined as being more than 90 days late on any debt or having any Title IV debt (including a debt due to grant overpayment) within the past five years subjected to default determination, bankruptcy discharge, foreclosure, repossession, tax lien, wage garnishment, or write-off. truly free credit report To ensure that you can obtain a how do i get my free credit report Mississippi PLUS loan for your child's education, it is essential to have a recent copy of your credit report. As how do i get my free credit report Mississippi a service to Parent PLUS Loan customers, we offer you the ability to order your credit report and score online for a nominal fee, in partnership with the Fair Isaac Company.
There are several options if you are not approved for the PLUS Loan, as some applications how do i get my free credit report Mississippi are declined for reasons other than poor credit. If you are declined, you can: After you are denied, you should receive your denial letter within two weeks of the denial date. You can check the status of your loans by how do i get my free credit report Mississippi using the National Student Loan Database System (NSLDS). federal law free credit report
You can access NSLDS for free at www.how do i get my free credit report Mississippi nslds.ed.gov You will need a Federal student aid pin to access this site. If you do not know your pin you can access it at www.how do i get my free credit report Mississippi pin.ed.gov No.